The information contained in this table summarises key product features and is not intended to replace any terms and conditions
|Interest Free Period||
Maximum 48 days for purchases if you pay the full balance shown on your previous and current statement on time.
There is no interest free period on cash advance or balance transfers or money transfers.
This is subject to any interest free promotional period.
|Allocation Of Payments|
|Fees||No Annual Fee|
The APR applicable to your account will depend upon our assessment of your application
*Balance Transfer information — additional terms and conditions apply. The promotional rate applies from the date of account opening. If you do not make at least your minimum payment in full and on time or if you go over your credit limit, your promotional rate will be withdrawn and you will pay the standard balance transfer rate(as shown on your statement) on any balance outstanding.
When the offer period ends you will pay the standard balance transfer rate on any remaining balance transfer balance.
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Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult. See more on Tips and advice
As a responsible lender, we take a close look at applications for credit. Our mission is to help customers who need access to credit and want to start improving their credit rating. Subject to credit checks, an aqua card could be yours even if:
Aqua is issued by one of the UK’s leading specialist credit card providers. We provide credit cards to those customers who are not served by the High Street Banks. Fundamental to our success is the provision of affordable lending with fair and transparent pricing.
So you stay on top of things, and as a responsible lender, we’ll give you a fixed credit limit so your monthly payments are controllable. And we’re only ever a phone call away if you think you might have problems meeting them. Here’s how we help in other ways:
And by using your aqua credit card responsibly, by making payments on time and staying within your credit limit, we could help you to achieve a better credit rating.
aqua Credit Checker is a new premium service for all new aqua customers powered by Noddle, the customer credit report experts. With it you’ll enjoy free unlimited access to your credit report, plus a range of personalised tools which could help you take control of your credit rating and build a better financial future.
The tools and benefits include: